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Who Pays for Hospice?
Medicare Part A pays 100% hospice care as long as the patient is eligible for hospice with services relating to terminal diagnosis. Patients do not have to be home bound to qualify for hospice. They can live wherever they want including assisted living, nursing homes or traditional residence.
Those services that are considered non-related can be paid for by Medicare Part A and B with usual co-payments, coverage guidelines and deductibles.
What Services iServe Hospice Covers:
- Provides Entire Hospice Team (Hospice MD, RN, Medical Social Worker, Chaplain, Volunteer and Hospice Aide)
- Take care of entire family
- 24/7 On call support
- Medical equipment
- Medication management
Those Not Eligible for Medicare or Medicaid May Pay for Hospice Care through private insurance or an HMO that include Hospice benefit, self-pay or charitable organizations.
Skilled Nursing Facility Coverage:
Medicare will for cover 100% services relating to Hospice care while Medicaid will cover room and board, or family may pay out of pocket if patient does not qualify for Medicaid. Respite and Inpatient services can also be covered through hospice benefit.
Acceptable payments for Home Health and Pediatric Private Duty
- Original Medicare’s Benefits
- Medicare Advantage’s Benefits
- Veterans Programs
- State Non-Medicaid Programs
- Managed Organization programs ( MCO)
——-Blue Cross Blue Shield
——-Superior Health Plan
——-Children’s Heath Plan
Our Self-Payment Options for Home Care
- Paying Out of Pocket
- Reverse Mortgages & HELOCs
- Life Insurance Policy Conversions
- Home Care Loans
- Long-Term Care Insurance